As a result, we recommend it primarily to freelancers and small businesses with just a few employees. Unfortunately, Zoho Books doesn’t currently sync with payroll software. You'll also get automatic bank reconciliation, unlimited bank and credit card connections, online payment acceptance, and, frankly, quite a bit more-including Zoho's well-known automation. The plan does limit your invoices, but since the cap is 1,000 a year, most smaller businesses shouldn't exceed the limit. You'll also get quite a bit of mileage out of Zoho Books' new free plan, which is available for businesses that have an annual revenue less than $50K (in US dollars). The pricier plans add automatic bill payment as well. The $15 plan includes automated recurring invoices, expenses, and payment reminders. It also has better automation than top providers like QuickBooks. That’s the same as FreshBooks-but unlike both FreshBooks and Xero, Zoho’s cheapest paid plan doesn’t limit your invoices or bills.

Zoho Books' comprehensive paid plans start at $15 a month (when billed annually) or $20 a month (when billed month to month). That’ll work for freelancers but not for small-business owners with a bigger client base, who should scale up to the $34 a month Growing plan for unlimited invoices. And Xero’s cheapest plan limits you to just 5 bills and 20 invoices a month. Only its priciest plan includes multi-currency acceptance. If you take payments from customers across the globe, though, Xero’s online accounting software might not work for you. Xero also integrates with over 800 third-party accounting and payroll apps-more than any other accounting service provider, even Quickbooks. Most importantly, though, Xero makes collaboration easy: each plan includes unlimited users at no additional cost. Sales tax tracking, customization, and reporting.Each plan-including the cheapest, $13 a month-offers these key features: But its features are where Xero absolutely excels. Xero’s sleek dashboard and easy-on-the eyes software are fantastic entry points for simplicity-loving Mac users.

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